Universitas Islam Internasional Indonesia Repository
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Recent Submissions
From classroom to cash : exploring financial literacy in Indonesian students
(Emerald Publishing Limited, 2025-06-11) Hasnan Yasin
Purpose
This study investigates how financially literate Indonesian students are, and how Indonesian students’ attitudes toward financial matters are, based on the data of the Program for International Student Assessment (PISA) 2018.
Design/methodology/approach
Analyzing responses from 3,158 15-year-old students across 43 items for the Financial Literacy Cognitive Assessment and 7,001 respondents across 85 items for the Financial Literacy Survey, the study employs the Rasch Partial Credit Model in WINSTEPS 3.73 for analysis.
Findings
Results indicate a varied performance among students, with scores ranging from −4.20 logit to 2.26 logit and an average score of −0.82 logit. Approximately 48.5% of students scored above this average, highlighting a need for targeted financial education, particularly in complex areas like company profit and repayment scores. Despite familiarity with concepts like “wage” and aspirations for entrepreneurship, concerns arise about insufficient financial education from parents and teachers, indicating a necessity for enhanced financial management skills and awareness among students, regardless of gender.
Research limitations/implications
This study advances research by using the Rasch model to reveal gaps between student confidence and actual financial skills. It highlights the need for progressive financial education based on ability levels. Future studies should track changes over time and compare results by region, school type or socioeconomic background. The small gender gap in attitudes also invites qualitative research to explore underlying factors influencing students’ financial behaviors.
Practical implications
Findings call for stronger integration of financial literacy in schools. Students’ low performance indicates a need for age-appropriate, skill-building instruction. Teachers should receive targeted training, and lessons should link financial concepts to real-life applications like budgeting or entrepreneurship. This approach helps students apply knowledge practically and develop responsible financial attitudes.
Social implications
Students receive limited financial guidance outside school, showing the importance of broader community involvement. Parent education, local workshops and partnerships with religious or civic groups can support financial learning. These efforts ensure students gain financial knowledge not only just in classrooms but also in everyday life settings.
Originality/value
This study is the first to examine Indonesian students’ financial literacy using a large-scale, psychometrically rigorous approach. Unlike previous research that focuses on cross-country comparisons or gender disparities, it provides a nationally focused analysis combining cognitive and attitudinal measures through Rasch modeling. By offering detailed insights into students’ strengths and weaknesses, the study fills a significant gap in the literature and lays the groundwork for context-specific educational reforms in financial literacy.
Afghan youth's expectation for educational, economic and political development during the reign of Taliban
(Islamic Studies and Development Center Universitas Negeri Padang, 2023-03-30) Adel, Samiullah; Bhirawa Anoraga
Various aspects of life have been dramatically shifted when the Taliban conquers Afghanistan recently. However, the changes occurring in sectors of education, economy, and politics have been acquired as the prominent issues to be discussed for the three factors will become the ground of the country's development. Thus, the study will be concentrated on the expectation of young Afghani for their country in the three aspects of education, economy, and politics. The study employs the qualitative method of the phenomenological approach. The data is acquired through in-depth interviews with twenty-five informants, consisting of five scholars, seven academicians, and thirteen influential youngsters in Afghanistan. Analysis of the data is conducted through Interactive Miiles and Hubberman technique. The findings indicate four expectations of young Afghanis in general. First, gender equality in education sectors that males and females should gain similar opportunities at every level of education. Second, the duration of primary education should be shortened to twelve years as the reign recently requires elementary education for fourteen years. Third, the current curriculum should be reformed to be a more systematic, professional, and skill-oriented curriculum that graduates are qualified for job demands. Fourth, Despite of high-income tax which almost gains 50%, the reign should lower the income tax to 10% to invite investors to arrive in Afghanistan. Fifth, it is expected that the reign establishes political stability for every community group and the international world. The findings are expected to be relevant input for the reign of the Taliban for a better Afghanistan in the future.
Eight skills of islamic religious education teachers in improving student learning outcomes in junior high school
(Islamic Studies and Development Center in Collaboration With Students' Research Center Universitas Negeri Padang, 2021-04-28) Cici Nopriza; Feni Yulianti; Adel, Samiullah; Hendra Susanti
Teaching skills are an aspect that must be owned by a teacher to achieve success in learning, therefore teachers must have a high ability in learning. In fact, this study aims to describe the teaching skills of Islamic religious education teachers in improving student learning outcomes at Madrasah Tsanawiyah. In addition, to describe the actions of Islamic Religious Education teachers in improving student learning outcomes at Madrasah Tsanawiyah. This study uses a qualitative method with an approach case study, Research data were taken from thirty-six informants, consisting of school principals, teachers, and students by means of individual and group interviews. To strengthen the interview data the author also made direct observations of teachers and students. All interview and observation data were analyzed using Analysis Interactive the Milles & Hubberman model. The results of this study found eight teacher activities in teaching. The teaching skills of Islamic Religious Education teachers at Madrasah Tsanawiyah include i) opening lesson skills, ii) closing lesson skills, iii) explaining skills, iv) questioning skills, v) reinforcement skills, vi) variation skills, vii) small group discussion guiding skills, and viii) class management skills. This research has succeeded in uncovering eight teacher skills in teaching so as to improve student learning outcomes.
The role of virtual platforms in shaping contemporary Islamic education
(Penerbit Hellow Pustaka, 2025-05-30) Bano, Shehar; Mohamed Iyas Valarthodi
Islamic education developed through educational practices which included madrasas together with personal mentorship as traditional learning methods. The swift technological progress has dramatically reshaped Islamic learning because it created extensive educational accessibility through digital platform usage together with remote Video classes and Artificial Intelligence educational resources. The research investigates how digital education affects Islamic learning while reviewing its present state along with its future perspective and associated hurdles. Research data collection relies heavily on qualitative techniques that utilize literature reviews combined with studies of prominent digital Islamic learning platforms which include Bayyinah Institute, Al-Maghrib Institute, Seekers Guidance and Islamic Online University. The research analyses the levels of credibility and accessibility while also evaluating engagement factors between digital learning in Islam versus traditional classroom techniques. The existing body of research about Islamic education still leaves a والتعليم اإلسالمية التربية مجلة الفضالن: huge space to understand how digital learning affects students in multiple dimensions including their commitment and scholar authenticity when paired with their access to technology in disadvantaged communities. The research on conventional learning structures prevails over studies investigating the impact of online education in the existing academic field. The research establishes a bridge by performing an extensive evaluation of digital Islamic education benefits and weaknesses. Research takes place because digital education platforms have become essential for religious instruction particularly when used by Muslim minorities residing outside Muslim countries and self-directed learners who need flexible learning options. Investing knowledge into the effects these digital tools possess on religious education and scholarly communication will determine upcoming educational guidelines. The research demonstrates that virtual platforms bring many benefits to students, yet students must contend with issues of authenticity and insufficient mentorship along with ideological problems. Combining traditional madrasa education with digital methods creates the best learning system to preserve academic depth of traditional Islamic education through new technological resources. Research adds to academic knowledge by demonstrating the necessity to develop better authentication systems alongside increased digital education skills and joint ventures between traditional Islamic centres and virtual learning environments. Experts should research how digital Islamic education affects individuals psychologically and socially throughout time and how AI technology impacts the customization of Islamic religious content.
Digital da'wah studies : a bibliometric analysis of trends, patterns, and collaboration networks
(Ushuluddin, Adab, and Dakwah Faculty of State Islamic University of Ponorogo, 2025-06-28) Muhamad Dupi; Syamsi Mustofa Singgih Prayogo
This study employs a bibliometric approach to analyze publication trends, research patterns, and collaboration networks in the field of digital da’wah (Islamic digital preaching) within Islamic studies. Using data extracted from the Dimensions database and visualized through VOSviewer, the research identifies significant developments in this domain. Findings reveal a marked increase in digital da’wah research in recent years, reflected by growing publication outputs and participation from diverse institutions and scholars worldwide. However, the analysis indicates limited collaborative networks among researchers, highlighting the need for stronger interdisciplinary and cross-regional partnerships. Key themes emerging from the literature include digital communication strategies, the role of social media in da’wah, and the opportunities and challenges of preaching in the digital era. This study maps the current landscape of digital da’wah research and suggests future directions, such as broader data coverage and deeper methodological exploration. The findings provide valuable insights for scholars and practitioners working at the dynamic intersection of Islamic propagation and evolving communication technologies.