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Browsing Finance by Author "Rininta Nurrachmi"

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    Rethinking the relationship between milk drinking and population health outcomes
    (Institute for Research and Community Empowerment of the Tazkia Islamic University College, 2024-07-30) Rininta Nurrachmi
    Dairy products are important ingredients for healthily and balanced diet. Past research often points to a positive relationship between milk drinking and population health outcomes. However, attempts to conceptualize the relationship between milk drinking and health outcomes are inconclusive. Hence, this paper aims to aid understanding and explaining the relationship between intake of milk and dairy products with population health outcomes based on existing studies within the period of 2001 until 2024 using Cardiovascular diseases (CVD) as indicator of health outcomes. The methodology of our paper is qualitative in nature and adopts methods of library research and critical content analysis. An introduction shows that there are benefits of consuming milk on human health. The result indicates that regular intake of milk could potential lower the risk of cardiovascular diseases (CVDs) based on scientifical research in several countries. With many type of milk, people need to adjust which milk that suitable and beneficial for their body based on its nutrition.
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    Sharia-based securities crowdfunding for environmental sustainability goals : practitioners’ perceptions, platform initiatives, and institutional performances
    (Universitas Islam Internasional Indonesia, 2025-07-17) Ahmad Akram Tjoteng; Rininta Nurrachmi; Aimatul Yumna
    This study explores the extent to which Sharia-Based Securities Crowdfunding (SBSC) platforms in Indonesia involve in environmental sustainability goals. Using a qualitative research approach, the study aims to evaluate the platforms’ perceptions, initiatives, and institutional performances related to environmental sustainability, particularly in the context of SBSC platforms. Primary data were obtained through semi-structured interviews with four key informants from three selected platforms with the highest distributed fund as of February 21, 2025—SHAFIQ, LBS Urun Dana, and Urun-RI. Secondary data were selectively obtained from official website publications of the selected platforms. The analysis was conducted using an inductive approach supported by NVivo to identify emerging themes. Findings show that SBSC platforms are developing awareness regarding environmental sustainability practices. Informants demonstrated knowledge of environmentally aligned business sectors, such as renewable energy, organic fertilize-based farming, waste management, and electric vehicles. Some platforms also associate environmental-related projects with national development strategies and Sustainable Development Goals. However, this conceptual understanding has not yet reflected in institutionalized criteria or structured mechanisms for environmental-related sustainability project evaluation. While one platform has taken proactive steps—such as implementing a ‘green label’ to mark SDG-aligned offerings—others have not yet adopted similar mechanisms. Collaborations with several communities and educational initiatives on green financing also indicate emerging engagement. However, these initiatives remain fragmented and largely informal across platforms. From an institutional performance perspective, the research highlights several limitations. None of the selected platforms apply sustainability-related criteria, nor do they offer incentives for environmentally sustainable projects. This also reflects their standard assessment of securities offerings. Informants also confirmed the absence of specified environmental impact evaluations, which indicated that green-related projects are evaluated using the same business-as-usual considerations as conventional ones. Furthermore, regulatory gaps and limited operational coverage were identified as barriers. In brief, growing awareness and early-stage initiatives toward environmental sustainability within SBSC platforms in Indonesia, these have not yet matured into systematic and institutionalized practices. Regulatory support, sustainability-based frameworks, and incentive mechanisms are necessary to elevate the role of SBSC in supporting SDGs, particularly in the context of environmental aspect.
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    The role of Baitul Maal wa Tamwil Tunas Harapan Syantara in the management of clean water facilities in Pesanggrahan village, East Lombok
    (Sekolah Tinggi Ilmu Ekonomi Al-Washliyah Sibolga, 2024-09-06) Sarni; Dedy Rachmad; Rininta Nurrachmi
    This research departs from the problem of managing clean water sources in Pesanggrahan Village, East Lombok which was carried out by Baitul Maal wa Tamwil Tunas Harapan Syantara. In conducting research, the study used qualitative research based on interviews, documentation and questionnaires as primary data in this research. In the next stage, the study analyzes the data using management theory and SWOT to look at planning, organizing, implementing, controlling models and the problems faced. After going through a long academic research process, the result indicates that the value of strengths-weakness (2.53-0.58): 2 = 0.98, while opportunities (1.50) – Threats (1.14): 2 = 0.18. The finding also indicates that the SWOT analysis quadrant graphic, the position of clean water source management is in quadrant I, which means it is good for the continuation of clean water management in Pesanggrahan Village. The next strategy that must be carried out is promotion, using advertising, sales promotion, personal selling, direct marketing and public relations.